Transparency matters. Here's how we handle your data and the nature of the content we provide.
InsightfulAgents.AI, LLC ("we," "us," or "our") operates the website insightfulagents.ai and the Occam's Investing community platform. This Privacy Policy describes how we collect, use, and protect your information when you visit our website or participate in our community.
We may collect the following types of information when you interact with our website or services:
Information you provide directly: When you join our Skool community, subscribe to email alerts, or contact us, we may collect your name, email address, and any information you voluntarily share through community discussions or correspondence.
Automatically collected information: When you visit our website, we may automatically collect certain technical data, including your IP address, browser type, device information, pages visited, and referring URLs. This information is collected through cookies and similar technologies to help us understand how visitors use our site and to improve your experience.
We use the information we collect to operate and improve our website and community services, deliver email alerts and reports you have subscribed to, communicate with you about updates, educational content, and community activity, analyze website usage to improve our content and user experience, and comply with applicable legal obligations.
Our website and services may use third-party platforms, including Skool for community hosting, GoDaddy for website hosting, Google Analytics or similar tools for usage analytics, and Supabase for data storage related to our analytical tools. Each of these services has its own privacy policy governing how it handles your data. We encourage you to review their respective policies.
We use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. You can control cookie preferences through your browser settings. Disabling cookies may affect certain features of our website.
We retain your personal information only for as long as necessary to fulfill the purposes described in this policy or as required by law. If you wish to have your data removed, please contact us at the email address below.
We implement reasonable technical and organizational measures to protect your personal information against unauthorized access, loss, or misuse. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Depending on your jurisdiction, you may have the right to access the personal information we hold about you, request correction of inaccurate information, request deletion of your personal data, opt out of marketing communications at any time, and lodge a complaint with a supervisory authority.
To exercise any of these rights, please contact us at john@insightfulagents.ai.
Our services are not directed toward individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us so we can promptly remove it.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
All content, analyses, reports, alerts, and materials provided through InsightfulAgents.AI and the Occam's Investing community are intended solely for educational and informational purposes. Our goal is to help community members better understand financial data, SEC filings, and analytical frameworks — not to tell anyone what to buy, sell, or hold.
Nothing provided by InsightfulAgents.AI, LLC, including but not limited to Zombie Death Clock reports, REIT and BDC dividend safety analyses, Rule of 40 scores, Divergence Razor alerts, Forensic Jury reviews, Sentiment Razor feeds, community discussions, email alerts, and Slack notifications, should be construed as personalized investment advice, a recommendation to purchase or sell any security, or a solicitation to engage in any investment strategy.
Use of our website, community, or analytical tools does not create a financial advisory, fiduciary, or professional-client relationship between you and InsightfulAgents.AI, LLC or any of its representatives. We are not registered as investment advisors, broker-dealers, or financial planners with the Securities and Exchange Commission, FINRA, or any state regulatory authority.
A significant portion of our analytical content is generated or assisted by artificial intelligence models. While we implement human review processes and multi-model verification, AI-generated content may contain errors, inaccuracies, or outdated information. Automated analysis should never be the sole basis for any investment decision.
We strongly encourage all community members to conduct their own independent research, consult with a qualified and licensed financial advisor before making any investment decisions, verify all data and analysis against primary sources such as SEC EDGAR filings, and consider their own financial situation, risk tolerance, and investment objectives before acting on any information encountered through our platform.
While we strive for accuracy in our data processing and analysis, we make no warranties or representations regarding the completeness, accuracy, reliability, or timeliness of any information provided. Financial data sourced from SEC XBRL filings may contain errors from the original filings, and our analytical models may produce imperfect results.
InsightfulAgents.AI, LLC, its owner, employees, affiliates, and community moderators shall not be held liable for any losses, damages, or costs arising from reliance on information provided through our website, community, email alerts, or any other communication channel. All investment decisions are made at your own risk.
Any references to past performance of securities, analytical accuracy, or historical data are provided for educational context only. Past performance is not indicative of future results.
By accessing and using the InsightfulAgents.AI website and the Occam's Investing community, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy, Investment Disclaimer, and the following terms.
You agree to use our website and community for lawful purposes only. You may not reproduce, redistribute, or commercially exploit any proprietary content, analyses, or tools without our prior written consent. Community discussions should remain respectful, constructive, and focused on education.
All content, branding, analytical methodologies, tool names (including "Zombie Death Clock," "Signal Sentinel," "Forensic Jury," "Divergence Razor," "Sentiment Razor," and "Occam Score"), and related materials are the intellectual property of InsightfulAgents.AI, LLC unless otherwise stated.
Our website and community may contain links to third-party websites and services. We are not responsible for the content, privacy practices, or availability of external sites.
These terms are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.
If you have questions about this Privacy Policy, our Investment Disclaimer, or these Terms of Use, please contact us:
InsightfulAgents.AI, LLC
28 Hammock Beach Circle S
Palm Coast, FL 32137
john@insightfulagents.ai